How Do You Handle Your Finances?

I have been immersed in a six-week series for checking how you handle money. It’s an eye-opening program that talks about such a simple process of creating a budget for your expenses. It sounds easy but the hardest part is not collecting all your expenses and creating a chart, it’s making it a habit . If you work on it every week for sure you will identify progress.

It’s called Totally Worth It, it touches on how we always start a year with goals and resolutions, sometimes hard to maintain. Jessica Roy the author of this exercise made full research on software to help you handle yours. But the main question is why do you need a budget? She says, “Think of your dollars as your employees. Without a budget, your dollars are just goofing off at their desks all day with nothing to do. They’re going to be at their most productive when you act like their boss and give them assignments”.

It’s simple you start with how much money you bring in. What does my money need to do before the next time I get paid again? (Rent, gas, bills, groceries, debt payment) What do I want my money to do before I get paid again? (Going out to eat, clothes, Netflix, local news subscriptions). What do I want and need my money to do someday? (Future needs: emergencies, car repairs, medical stuff. Future wants: vacations, weddings, a PS5)

We want to provide a simple spreadsheet for you to start your own budget and plan what YOU want your money to do. Click here

Program Director, NEW-WBC